Don’t Wait

Rose Traub • March 2, 2019

This is a guest post by Elder Law Attorney Debra Simms.

Many of us tend to procrastinate about making hard decisions.  Unfortunately, with estate planning and elder care, this can have dire consequences.

Recently, an 80 year old lady came to see me about doing her Will.  She was clear in her mind about who she wanted to leave her money to when she died and who should take care of her finances if she became too ill.  And, she knew what kind of care she wanted if she could no longer live alone.

I was hired to do a basic Estate Plan for her – Will, Durable Power of Attorney, Health Care Directive, and Living Will.  I prepared the documents and called her to come in to sign.  No Answer.  Next day, No Answer.

It turns out my client had a stroke and was unlikely to recover.  She had no legal documents in place to authorize any of her children to handle her finances or make decisions regarding health care.  The children could not agree, and a guardianship case was opened in court while my client remained in the hospital unable to communicate.

This is an all too familiar story in my Elder Law practice.

Why do people procrastinate about these important planning tools?  It’s simple:

  • No one wants to think about mental incapacity or death.
  • No one likes to pay attorney fees.
  • No one likes to expose their personal life to another person, even an attorney.
  • No one wants to give a child the authority to “put them in a home”.
  • Sometimes it’s not easy to decide how to divide your estate.

It’s wise to start your estate planning early.  Here are some top reasons:

  • The top reason, of course, is my 80 year old client.  You might lose your ability to sign documents.
  • Like my client, you might lose your ability to communicate your wishes to your family or doctors.
  • Keep harmony among family members – my client’s children could not agree what to do – they went to court!
  • You might need someone to handle your finances if you cannot.

After watching my client and many others like her, I know how important it is to plan ahead.

all the Law Offices of  Debra G. Simms  at 386.256.4882 to learn more.

This blog post is not case-specific and is provided only for educational purposes and is not intended to provide specific legal advice. Blog topics may or may not be updated and entries may be out-of-date at the time you view them.

The Heart of Guidance: The Role of a Senior Advisor in Elder Care

By Donna Nichols • September 5, 2025
In a world that often moves too fast, senior advisors offer something rare and essential: time, understanding, and a steady hand. Unlike their counterparts in the business world, senior advisors in elder care aren’t focused on profit margins—they’re focused on people. Who They Are Senior advisors in this space are often seasoned professionals, caregivers, or community advocates who help older adults and their families navigate complex decisions. They may work in senior living communities, nonprofit organizations, healthcare systems, or independently. What They Do • Guide families through transitions: Whether it's choosing assisted living or downsizing a home, senior advisors help make sense of it all. • Advocate for dignity and autonomy: They ensure that older adults’ voices are heard and respected in every decision. • Connect to resources: From transportation and wellness programs to Alzheimer’s and grief support, they know where to turn. • Offer emotional support: Sometimes, the most valuable thing they offer is a listening ear and a calming presence. Why It Matters A senior advisor isn’t just a resource—they’re a lifeline. They help families breathe easier, empower older adults to make informed choices, and bring compassion into moments that can feel overwhelming. If you’re reading this and thinking, “That sounds like me,” you’re not alone. Many of us play this role informally, answering questions, calming nerves, and connecting dots. Whether you’re a professional advisor or a trusted neighbor, your presence makes a difference.  If you or someone you love is facing a big decision and could use a calm, caring guide—we’re here. No pressure, no jargon, just real people ready to help. Call us today on 386-847-2322 to start the conversation. Sometimes, the first step is simply knowing you’re not alone.

Grandparents Day: A Celebration of Heart, Humor & Heritage

By Donna Nichols • September 4, 2025
September brings a quiet kind of magic—the golden light, the hint of fall in the air, and a moment to honor the everyday heroes who’ve shaped our lives with love, laughter, and legendary stories: our grandparents. Whether you’re a grandparent yourself, a grateful grandchild, or someone who’s been “adopted” by a wise elder in your life, Grandparents Day is a chance to pause and celebrate the beautiful bridge between generations. What Makes Grandparents So Grand? • They’re walking history books—with tales of jukeboxes, moon landings, and the original recipe for Sunday gravy. • They’re master cheerleaders, showing up with hugs, cookies, and the kind of encouragement that sticks for life. • They’re wisdom whisperers, offering advice that somehow makes more sense with each passing year. And let’s be honest: they also have the uncanny ability to make you feel like the most important person in the room. A Legacy of Love Grandparents teach us that love doesn’t have to be loud to be lasting. It’s in the quiet gestures: the handwritten birthday card, the saved newspaper clipping, the way they remember your favorite snack or ask about that thing you mentioned weeks ago. They remind us that resilience is built over time—through hard work, humor, and a whole lot of heart. Their stories carry lessons we didn’t know we needed until we suddenly find ourselves living them. And for those who’ve lost a grandparent, this day can be bittersweet. But it’s also a chance to honor their memory—by sharing their stories, cooking their favorite dish, or simply whispering a thank-you into the September breeze. Celebrate with Us: A Little Fun for the Big Day This Grandparents Day, we invite you to: • Share a memory: What’s one moment with a grandparent that still makes you smile? • Send a shoutout: Post a photo or quote from your favorite grandparent on social media and tag us.

Honoring Our Elders: National Senior Citizens Day

By Donna Nichols • August 14, 2025
On August 21, we pause to celebrate the heartbeat of our communities—our senior citizens. This day isn’t just about marking a date on the calendar. It’s about recognizing the wisdom, resilience, and warmth that older adults bring to every conversation, every gathering, and every generation. Wisdom That Lights the Way From stories of first jobs and family traditions to lessons learned through love and loss, seniors carry a lifetime of insight. Their experiences are more than memories—they’re guideposts for those still finding their way. Today, we honor those stories and the voices behind them. Connection That Matters Whether it’s a neighborly wave, a shared recipe, or a quiet moment on the porch, seniors remind us that connection doesn’t need fanfare—it just needs heart. National Senior Citizens Day is a chance to say, “We see you. We value you. We’re better because of you.” Ways to Celebrate Host a storytelling circle or memory-sharing event Share a favorite photo and the story behind it Create a “Senior Spotlight” wall with quotes and wisdom Invite younger generations to learn a skill from a senior (gardening, baking, crafting) Spend time—listen, laugh, and learn A Day of Gratitude Let’s make August 21 a day of genuine appreciation. Whether you’re a senior yourself or someone lucky enough to know and love one, take a moment to reflect on the richness they bring to our lives. Their legacy is living, breathing, and beautifully unfolding every day.  This is a day to be celebrated every day! Senior citizens bring so much fulfillment to our lives, and we need to embrace the moments we spend with them, for they are precious.