Getting Paid as a Family Caregiver

Donna Nichols • May 3, 2021

When you are caring for an older adult, it can become very expensive.

There are so many out-of-pocket expenses for such things as medical supplies, prescription drug copays, home health care , and many more.

Some people had to leave their jobs or cut their hours to care for their loved ones.

What if you could get paid as a caregiver?

Getting paid as a family caregiver

It is possible ; there are government programs that exist to help those caring for an older person. They are not available everywhere and not everyone qualifies, but you may qualify, so it’s worth checking into.

Medicaid Programs

There are Medicaid programs that give money to seniors to hire an in-home caregiver. The caregiver could be a family member or friend; it doesn’t have to be a professional.

Florida has its own eligibility requirements, as does each state, they also all have different names for the program.

If the senior is accepted into the program, the amount of money they receive will depend on an assessment of need and the average wage for home health care aides. You have to apply for this through your local Medicaid office.

State Programs

Some states have programs that pay caregivers for those who don’t qualify for Medicaid or for those with specific needs, such as traumatic brain injuries. To find out if your loved one qualifies, check with the local Medicaid office or department of health.

You can find out all about Medicaid and ask questions on the AHCA website, by following this link.

Veterans Programs

There are also programs available through the Veterans Department.

If you are a Veteran or the spouse of a deceased veteran you may be entitled to money you don’t even know about for your care.

One program is called Veteran directed home and community-based services and it helps Veterans of any age who are at risk of institutional placement to continue to live in their own homes.

The Veteran chooses the services that best meets their needs and they can hire in-home health care whether it be a company or a family member.

The other program offered through the VA is called aid and attendance .

Veterans, who are eligible for a VA pension and need home health care or assisted living, may be able to receive additional benefits on top of the monthly pension benefit.

These monies are paid directly to the senior and they are able to pay whomever they choose, whether it be a family member assisting them, a home health company, or an assisted living community.

So, there is help out there to get you paid as being a caregiver, please try not to stress over money.

Caregiving is hard enough on you, stressing over money will only make your stress level increase.

So, take a deep breath and remember Assisted Living Made Simple has your back!!

If you need help or encouragement as a Caregiver give us a call at  386-847-2322  or check out our  Caregiver Support Group. Our  Senior Advisors  are here to walk with you through this journey.

Beating the Florida Summer Heat

By Donna Nichols • July 7, 2025
Florida summers come in three flavors: hot, hotter, and what fresh hell is this? Whether you're a lifelong local or newly initiated into the Sunshine Sweat Fest, you know it’s more survival sport than season. So, how do we stay cool without losing our cool? Here’s your sun-savvy guide to getting through it. Make hydration a hobby Not just water, electrolytes are your best friends when you're sweaty. Coconut water, cucumber-mint spritzers, watermelon slices. If your drink doesn’t sparkle, chill, or drip condensation like a rom-com montage, it’s not summer-ready. Dress for success and summertime Loose, light, breathable fabrics. Cotton, linen, or the holy grail: moisture-wicking. Bonus points for sun hats and SPF clothing that make you look like a beach detective on vacation. Fans ARE your best friends Table fans, ceiling fans, handheld fans—the whole rotation. Keep them oscillating like your thoughts during a political debate. And if you’ve got a cooling towel? You’re royalty. Avoid the “Roasting Hours” From 11 AM to 4 PM, Florida turns into a convection oven. Errands, walks, and yard work? Schedule them early or late. Unless you’re trying to get baked like a Publix cookie—then by all means. Sunscreen is a lifestyle Apply, reapply, then pretend  you're an influencer and do it again. Because nothing says “I’m melting” like a shoulder burn shaped like your purse strap. Eat lightly Cold meals can be your best friend—salads, chilled pasta, and fruit-forward lunches are all options. Bonus points if you serve them on plates fresh from the fridge like the true champion you are. Rest, reset, repeat If the heat’s making you crankier than a mosquito at a citronella convention, take breaks: shade, air conditioning, quiet corners. Recharge without guilt—you’re surviving a sauna with its own zip code. Florida heat might be relentless, but so are we. With humor, hydration, and a healthy dose of stubborn grace, we ride the wave and keep the ice cubes coming. Stay cool out there, friends. You’ve got this.

Honoring Independence Day with Grace

By Donna Nichols • July 2, 2025
Not every 4th of July needs to burst with fireworks. For many older adults, especially those with tender hearing, health challenges, or a fondness for quieter joys, Independence Day can be just as meaningful in a slower rhythm. It’s the scent of something delicious simmering nearby, the comfort of a cool seat and a cherished show, and the simple dignity of being remembered; of having made it this far, with stories to tell and wisdom that still glows brighter than any sparkler. Caregiver Tips for a Thoughtful 4th: Keep things soft and soothing. Loud sounds can be jarring for seniors with sensory sensitivities, dementia, or PTSD. Choose instrumental patriotic music or old-time radio shows that bring joy without overwhelming them. Build a gentle plate. Soft, easy-to-eat favorites like tender pulled chicken, mashed potatoes, or a festive red, white, and blue parfait (layered Greek yogurt, mashed berries, and crushed graham crackers) keep things celebratory without strain. Spark memories, not stress. Bring out family photo albums, classic Americana films, or even music from their youth. Columbo, The Andy Griffith Show, or golden-age musicals can be a comforting trip down memory lane. Create rest-friendly spaces. A cozy chair near the window, a shaded seat outside, or even a reclined viewing spot for a live TV broadcast of fireworks can help them feel included without fatigue. Let them lead the conversation. Ask about what Independence Day meant to them growing up. You might discover tales of ration books, war bonds, or dancing at VFW halls. These stories are treasures wrapped in the quiet of the day.  In the end, Independence Day is about honoring resilience—the kind that’s quieter, often overlooked, but profoundly enduring. Whether you’re caring for someone, being cared for, or simply holding space for reflection, there’s beauty in choosing peace over spectacle. This Fourth of July, let’s celebrate not just the freedom of a nation but also the freedom to adapt, to rest, and to cherish those we love in the way that suits them best.

Hurricane Season in Florida

By Donna Nichols • June 4, 2025
Florida's paradise of sun-kissed beaches, vibrant culture, and tropical beauty—is also home to one of the most intense annual weather phenomena: hurricane season. From June 1 to November 30, Floridians remain on high alert as powerful storms brew in the Atlantic, each potentially bringing torrential rain, fierce winds, and coastal surges. Understanding hurricane season is crucial for residents and visitors, as it ensures safety and preparedness in the face of nature’s fury. The Impact on Florida Florida has experienced some of the most destructive hurricanes in history, including Andrew (1992), Irma (2017), Ian (2022), Debby, Helene, and Milton (2024). These storms left behind immense devastation, flooding homes, severing power lines, and reshaping entire communities. The economic toll of hurricanes is staggering, affecting local businesses, tourism, and infrastructure. Coastal regions, particularly the Florida Keys and areas along the Gulf Coast, often face the most significant risk. However, inland areas are not immune—wind damage and flooding can wreak havoc miles from the shoreline. Preparing for Hurricane Season Being prepared is the best defense against hurricanes. Here’s how Floridians can safeguard themselves: Stay Informed : Monitor local weather reports and emergency alerts. The National Hurricane Center provides real-time tracking and updates. Create an Emergency Kit : Stock up on essentials, including water, non-perishable food, medications, flashlights, and extra batteries. Don’t forget important documents and pet supplies! Have a Plan : Know evacuation routes and shelter locations. Discuss emergency plans with family members and establish a safe meeting point. Secure Your Home : Reinforce windows, clear debris from your yard, and consider investing in storm shutters if possible. Hurricane season is a reality in Florida, but with preparation and awareness, residents can confidently weather the storm. Whether you’re a lifelong Floridian or a visitor experiencing the Sunshine State, staying informed and ready is key.  Stay safe, stay prepared, and remember—storms may come, but resilience keeps Florida strong.
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