Do you ever find yourself wondering what is considered durable medical equipment and how it’s paid for? Every week, we get asked this while helping caregivers find longterm care for their loved ones.
Durable medical equipment (DME) consists of the following:
Fortunately, most policies consider these items to be medically necessary and are covered. However, we recommend checking with your insurance provider to determine if DME is covered in your policy.
According to ehealthmedicare.com, “If you have Medicare Part B, Medicare covers certain medically necessary durable medical equipment if your physician or treating practitioner prescribes it for you to use in your home.”
*If you are currently residing in a hospital or nursing home that is providing you with Medicare-covered care, these facilities don’t qualify as your “home.”
However, a long-term care facility does qualify as your home.
If you’re staying in a skilled nursing facility and the facility provides you with durable medical equipment, the nursing facility is responsible for the durable medical equipment.”
This means when you leave the nursing facility, you cannot take the equipment with you.
Regular medical equipment and supplies consist of the following, just to name a few:
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